The educational attainment of the middle-class black Americans falls into the four categories which represent their grouping depending on the social and economic empowerment of each category. The top class middle income earners represent a 41% in the attainment of a college education; the satisfied middle class has a rate of 15% enrolment while anxious and struggling middle class make up 30 and 8% respectively. Their incomes also have the same disparity as their rate of education where the only groups that earn more than $100,000 per annum are the top and anxious middle class with the other two levels failing to reach that target (Pew, 2008). They are however able to acquire between $50,000, but the increase in their fortunes and income is based on the trends and strengths of the national economy (Pew, 2008). This means that any adverse change in the national economy would greatly influence and change their annual income leading them to more borrowing to settle some of their obligation like mortgages, medical and school bills.