ANZ is a shortcut for Australian New Zealand bank which is one of the largest banks in the world. The bank started its operations in Australia and New Zealand and eventually opened other branches in almost all spheres in the world. The bank has been able to grow from humble beginning to one of the few banks in the world rated AA (Grant, 2010). This has been necessitated by the innovative nature of the bank in coming up with new products that target both individuals and corporate. ANZ is one of the few big banks in the world that have been able to remain profitable during and after the global financial crisis. The bank was able to withstand the financial turmoil in the world due to its excellent way of handling issues and strategies.